Comprehensive Ontario Real Estate Legal Services
At PKC Law, we provide full-service real estate legal support for individuals and businesses across Ontario. Whether you are buying your first home, selling a property, refinancing, or transferring ownership, our team handles every legal detail so you can focus on your next chapter.
We offer free initial consultations to discuss your transaction and provide a clear overview of the process and costs involved. Contact us to learn how we can help with your specific needs.
Our Services
Our Process: What to Expect
When you choose PKC Law for your Ontario real estate transaction, we follow a clear, structured process to keep you informed and protected at every stage.
Step 1: Free Initial Consultation
Contact us by phone or through our website to discuss your transaction. We will review the details of your deal, explain our services and fees, and answer any questions you have - all at no cost to you.
Step 2: Document Review & Title Search
Once retained, we immediately begin reviewing your Agreement of Purchase and Sale, mortgage instructions, or other relevant documents. We conduct thorough title searches to identify any issues that need to be addressed before closing.
Step 3: Communication & Updates
Throughout your transaction, we keep you informed of progress, upcoming deadlines, and any issues that arise. We communicate with your real estate agent, mortgage broker, and the other party's lawyer on your behalf.
Step 4: Document Preparation
We prepare all closing documents including the deed/transfer, mortgage documents, statement of adjustments, and undertakings. Every document is carefully reviewed to ensure accuracy and protect your interests.
Step 5: Signing Appointment
We schedule a convenient signing appointment - either in person at our Oakville office or remotely via video call at no extra cost. We walk you through every document and explain what you are signing.
Step 6: Closing & Key Exchange
On closing day, we handle the registration of documents, transfer of funds, and coordination with all parties. Once everything is complete, you receive your keys (for purchases) or your sale proceeds.
Ready to Get Started?
Get a detailed quote for your real estate transaction. Your first consultation is free.
Schedule a free consultationUnderstanding Real Estate Closing Costs in Ontario
Beyond legal fees, there are several additional costs involved in an Ontario real estate transaction. Here is a breakdown of common closing costs so you can budget effectively:
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Land Transfer Tax
Ontario charges a land transfer tax on all property purchases, calculated on a sliding scale based on the purchase price. Rates range from 0.5% on the first $55,000 up to 7.5% on amounts exceeding $20,000,000. Properties in Toronto are subject to an additional municipal land transfer tax. First-time homebuyers may qualify for a rebate of up to $4,000 on the provincial tax.
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Title Insurance
Title insurance is a one-time premium (typically $300-$500) that protects you against title defects, fraud, and other issues. Most mortgage lenders require a lender's title insurance policy, and a separate owner's policy is strongly recommended for your own protection.
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Disbursements
These are out-of-pocket expenses your lawyer pays on your behalf, including title search fees, registration fees, courier and delivery charges, software and technology fees, and tax certificates. Disbursements typically range from $500 to $1,000 depending on the complexity of your transaction.
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Property Tax & Utility Adjustments
On closing, property taxes and utilities are prorated between the buyer and seller based on the closing date. Your statement of adjustments will itemize these amounts so both parties pay only their fair share.
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HST on New Construction
If you are purchasing a newly built home or a substantially renovated property, HST (13%) applies to the purchase price. Some buyers may qualify for the HST New Housing Rebate, which can significantly reduce this cost. Resale homes are generally exempt from HST.
During your consultation, we will provide a complete estimate of all anticipated costs for your specific transaction, so there are no surprises at closing.
What Our Clients Say
Preeya made us feel so comfortable navigating the sale of our home and purchase of our new home. Her professionalism and dedication was beyond what we expected, even helping us after hours when something came up last minute. We wouldn't hesitate to use PKC Law again.
Excellent service! Preeya and her team were professional, knowledgeable, and made the entire process stress-free. Highly recommend for anyone buying or selling.
Trusted, efficient, and knowledgeable. Preeya made our real estate transaction seamless. We had complete confidence in her from start to finish.
As a first-time homebuyer, I had so many questions and Preeya was patient and thorough with every one. She even handled our virtual closing during the Air Canada strike. Amazing experience!
Preeya was amazing with our condo closing. She was professional, attentive, and kept us informed every step of the way. Would definitely recommend PKC Law.
I had an excellent experience working with Preeya at PKC Law for the closing of my house. She was professional, knowledgeable, and extremely responsive throughout the entire process. Preeya explained every step clearly and made the closing smooth and stress-free. Her attention to detail, organization, and dedication truly stood out. Everything was completed on time, and I felt confident and well-supported from start to finish.
Working with Preeya has been an absolute pleasure. As a realtor, having a lawyer I can trust completely is everything — and with her, I have total peace of mind. Communication is clear, timelines are respected, and every detail is handled with professionalism and empathy. She makes the closing process seamless, not just for me, but most importantly for my clients. I couldn't ask for a better legal partner.
I worked with PKC Law on two condo transactions recently, both handled by Preeya, and the experience was outstanding. She was highly professional, always available, and exceptionally prompt. When I hit a wall on an issue, Preeya repeatedly came up with practical alternate solutions, which I found truly exceptional. I would strongly recommend Preeya and PKC Law for dependable, solution-driven, and genuinely supportive legal counsel.
I have had the pleasure of working with Preeya on a couple closings for my clients, and the experience has been amazing every time. She is organized, responsive and thorough. My clients always feel supported and well taken care of, which makes the entire process smooth for everyone involved. I highly recommend Preeya and PKC Law.
We recently used Preeya to handle two real estate transactions for us happening in the same month. It was our first time buying investment property and we were lacking experience. Preeya helped us navigate our purchase with careful guidance and support. We couldn't have done it without her and are so grateful to her. I would highly recommend Preeya for any of your legal real estate needs.
Preeya is outstanding. Every step in the process of buying my home and completing the documents was thoroughly and professionally explained and executed. I will definitely return for the rest of my legal needs.
Preeya and PKC Law are incredible, honest lawyers. The team is incredibly efficient when it comes to real estate closings and provide an excellent experience for both customers and mortgage professionals / partners. Highly recommend!
We came into contact with Preeya through our realtor and we couldn't have been more happier. Preeya helped us with both, the sale and purchase, and she was very thorough and easy to work with. On both closing dates, Preeya kept us in the loop and ensured a smooth transaction. We would honestly recommend Preeya and her firm and would definitely use her again.
Preeya at PKC Law handled our sale transaction smoothly, professionally, and on time. She was always organized, responsive, and made the entire process stress-free. We truly appreciated her attention to detail and the way she kept everything on track. Highly recommend Preeya and PKC Law for anyone looking for a reliable, efficient, and client-focused real estate lawyer!
I've used PKC LAW several times to notarize documents and she's amazing. She's super knowledgeable, efficient, and confident in what she does. Even when I wasn't familiar on certain legal processes, she always explained things clearly and handled everything with total professionalism. Highly recommend.
Areas Served Across Ontario
We provide real estate legal services to clients throughout the Greater Toronto Area and beyond. No matter where your property is located in Ontario, our team is ready to assist.
- Ajax, Ontario
- Aurora, Ontario
- Brampton, Ontario
- Brock, Ontario
- Burlington, Ontario
- Caledon, Ontario
- Clarington, Ontario
- East Gwillimbury, Ontario
- Etobicoke, Ontario
- Georgetown, Ontario
- Georgina, Ontario
- Grimsby, Ontario
- Hamilton, Ontario
- Halton Hills, Ontario
- King, Ontario
- Markham, Ontario
- Milton, Ontario
- Mississauga, Ontario
- Newmarket, Ontario
- Oakville, Ontario
- Oshawa, Ontario
- Pickering, Ontario
- Richmond Hill, Ontario
- Scugog, Ontario
- Toronto, Ontario
- Uxbridge, Ontario
- Vaughan, Ontario
- Whitby, Ontario
- Whitchurch-Stouffville, Ontario